Open Enrollment: Make Smart Choices for Your Health

As we wrap up the year and head into the holidays, one thing is clear: healthcare costs are still too high and they’re likely headed even higher in 2026. Many insurers are already signaling that premiums could rise again next year, fueled by rising medical and prescription drug costs and uncertainty around federal tax credits.

The holidays bring joy, family, and festive cheer, but health risks don’t take a Christmas break. Having insurance, even amid rising costs, can mean the difference between a manageable doctor’s visit and catastrophic medical debt.

For many working families in Texas, the coming premium increases threaten to force impossible choices: Pay rent or insurance? Fill the prescriptions or skip check-ups?

That’s why this Open Enrollment season is so important. The deadline to apply for or change your health insurance coverage is quickly approaching. If you want coverage that begins January 1, be sure to finalize your plan by December 15.

We know shopping for health insurance isn’t anyone’s idea of holiday cheer, but it’s one of the most important financial decisions you’ll make for 2026. Even small changes in premiums, deductibles, or drug coverage can have a big impact on your budget next year.

At Texans for Affordable Healthcare, we’ll continue pushing for more transparency, fewer mandates, and real cost-saving reforms so Texas families and small businesses aren’t forced to choose between quality care and rising premiums.

As always, thank you for standing with us this year. We’re grateful for your support, and we’re ready to keep fighting for affordable healthcare in 2026